A few years ago I was called by a husband who wanted me to make his his special. The couple had purchased a new house with nice new neutral paint thoughout. He saw the work I'd done in homes that made that home unique and reflected the homeowners personality. I met with his wife and decided what would enhance the architechure in their house.
The best part about this job was the painting was an Anniverisary gift from the husband. I loved doing that for them. What better gift than to make a home more special for them, something they both could enjoy.
My husband & I purchased penant lights over the island instead of roses one Valentine's Day. I'm so glad we did, I still enjoy them, the roses wouldn't have lasted the week.
Of course doing a whole room would be fabulous, but if money is tight for you this year consider doing an accent wall. You can transform a room with an accent wall (look at the big red wall - speciality finishes) or ornamental painting. Don't over look small areas - art niche, powder baths, and entries can be done quite quickly and affordably.